All reports

KCE Reports 425C (2026)

KCE Reports 387C (2024)Cancer survivors and people living with chronic conditions may, on average, have an increased risk of premature death or disability. Therefore, insurance companies are sometimes reluctant to grant them outstanding balance insurance on the same terms as healthy citizens. This makes it harder for them to obtain a mortgage loan and to become property owners.

KCE Reports 351C (2022)

KCE Reports 314C (2019)Under the insurance Law of 4 April 2014 a “monitoring office for insurance premiums’ was established. Its mission is to examine proposals for premium supplements or refusals by insurances that guarantee the repayment of the capital of a credit (Art. 217).Article 218 of this law provides that KCE conducts a study to assess whether the premiums charged by the insurers are in line with the evolution of medical techniques and health care, with regard to the main pathologies concerned.